Capital Market

BankPro Renda Fixa is a solution that controls and manages operations in the Open Market and enables the management of financial settlements by clearing (Selic, Cetip, BM&F Bovespa, Tesouro Direto) and calculating daily results, in addition to the generation of files and reports with obtained information.

A system developed for the WEB platform in the Java language, which seeks to serve the departments of the institution that perform management activities. The system calculates the appropriate income of the securities based on the average cost of the security, maintaining the balances according to the respective movement, calculating the daily results of profit and loss. The results obtained are shown in reports and queries to be compared with the COSIF results. The product is aimed at the financial institutions that determine the results guided by the COSIF determinations, which orders that the calculations of profit, loss, appropriate income, and other positions and balances be based on the average purchase cost of each security. Managers need to know the results differently from COSIF.

This is a set of automated solutions that optimize the processing time, improving the customer experience and the fulfillment of goals: feeding information into the system with importing the BMFBOVESPA files; calculation of the PIS / Cofins calculation base; brokerage calculation; calculation of margin requirements; brokerage; managerial control of brokerage; accounting control; custody fee; and the generation of reports and integration with the institution's legacy systems.

This solution makes it possible to control operations in the Futures, Option, and Forward markets. It validates the calculations made by B3, generating the necessary subsidies for the settlement and management of clients' positions and guarantees. It allows for the simplified integration of B3's operations and quotes files, calculation, and recording of amounts to be settled, calculation of IR and PIS / Cofins (Law No. 11,196), and the calculation of B3 Fees. In addition, it allows for the daily or provisioned control of the brokerage accounts receivable and payable, parameterization of brokerage to be paid to the broker, calculation and integration of accounting entries, and provides a flexible interface with other legacy systems.

The BankPro Clearing Module was built to centralize the responsibility for recording all operations of financial institutions in the clearinghouses, allowing managers to register all their internal systems and their respective layouts according to the operational need. The chambers where transactions and transactions will be registered will be defined by the originating systems; however, they can be changed at BankPro Clearing at the time of registration. The institution's internal systems can monitor all stages of the communication process with the chambers, making this process completely transparent to managers.